Sports Officials Disability Insurance
policy overview
MONTHLY BENEFITS
Monthly benefits will commence following the elimination period and will be paid for as long as the total disability continues, but no longer than the benefit period. In the event of multiple separate claims, each claim will have a full benefit period eligibility.
Monthly benefits will commence following the elimination period and will be paid for as long as the total disability continues, but no longer than the benefit period. In the event of multiple separate claims, each claim will have a full benefit period eligibility.
DEFINITION OF DISABILITY
Our definition of total disability is a true “own occupation” definition. Total disability means that solely due to sickness or an injury, you are not able to perform the substantial and material duties of your occupation, even if you work in another occupation.
Our definition of total disability is a true “own occupation” definition. Total disability means that solely due to sickness or an injury, you are not able to perform the substantial and material duties of your occupation, even if you work in another occupation.
ELIMINATION PERIOD
Elimination period is the time which must pass after the date of the injury or sickness, prior to the loss payee receiving benefits.
A variety of elimination periods are available.
Elimination period is the time which must pass after the date of the injury or sickness, prior to the loss payee receiving benefits.
A variety of elimination periods are available.
BENEFIT PERIOD
The benefit period is the number of months that benefits are payable during a period of disability. Benefit periods may range from twelve to sixty months.
The benefit period is the number of months that benefits are payable during a period of disability. Benefit periods may range from twelve to sixty months.
WAIVER OF PREMIUM
Following the initial premium payment, if you become totally or residually disabled for more than 90 days, the policy will waive any future premium amount due, for as long you remain totally or residually disabled.
Following the initial premium payment, if you become totally or residually disabled for more than 90 days, the policy will waive any future premium amount due, for as long you remain totally or residually disabled.
PREMIUM MODE
Premium payments may be made on a monthly, quarterly, semi-annual, annual or single premium basis. All premium payments are available on an electronic transfer or credit card deduction. Certain premium modes may be submitted from a personal checking account.
Premium payments may be made on a monthly, quarterly, semi-annual, annual or single premium basis. All premium payments are available on an electronic transfer or credit card deduction. Certain premium modes may be submitted from a personal checking account.
GRACE PERIOD
A grace period of thirty-one days applies to any premium installment payment.
A grace period of thirty-one days applies to any premium installment payment.